Exam Name: MarylandAccident and Health or Sickness Producer Series 20-24 Exam
Certification Provider: Maryland Insurance Administration
Corresponding Certification: Maryland Insurance
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Instant Download Maryland Insurance Administration : Accident-and-Health-or-Sickness-Producer Questions & Answers as PDF & Test Engine
Updated: Oct 03, 2026
No. of Questions: 92 Questions & Answers with Testing Engine
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Accident-and-Health-or-Sickness-Producer PDF Practice Q&A's
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Maryland Insurance Administration Accident-and-Health-or-Sickness-Producer Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Maryland State-Specific Regulations | 20% | - Compliance and Enforcement
|
| Insurance Regulation | 30% | - Regulation of Producers
|
| General Insurance Concepts | 15% | - Policy Provisions
|
| Accident and Health Insurance Policies | 35% | - Policy Features
|
Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
To be deemed a "qualified employer" under the Maryland Health Benefit Exchange Act, anemployer MUST:
- A. Have its principal place of business in the state of Maryland
- B. Contribute to employee premiums
- C. Have at least 50% of its employees work in the state of Maryland
- D. Have at least 50% of its employees reside in the state of Maryland
Correct Answer: A 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
Medical expense insurance typically EXCLUDES coverage for:
- A. Expenses incurred for primarily cosmetic surgery
- B. Maternity care benefits
- C. Hospital care extending past 30 days
- D. Hospital laboratory tests
Correct Answer: A 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
Pre-existing conditions include conditions of health that:
- A. Develop after the effective date of the policy but before the expiration of the time limit on certain defenses
- B. Have been medically treated or diagnosed prior to the effective date of coverage
- C. Are never insurable under any circumstances or degree of severity
- D. Must exist before an applicant can be accepted by an insurer
Correct Answer: B 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
Medical expense insurance typically EXCLUDES coverage for treatment of:
- A. Undiagnosed diseases
- B. Chronic back pain
- C. Eating disorders
- D. Intentionally self-inflicted injuries
Correct Answer: D 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
When a producer engages in unfair practices, all of the following are true EXCEPT:
- A. The Maryland Insurance Administration can suspend the producer's license
- B. The Maryland Insurance Administration's decision is final
- C. The Maryland Insurance Administration can investigate the problem and hold a hearing
- D. The Maryland Insurance Administration can issue a cease and desist order
Correct Answer: B 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
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