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Insurance Licensing NY-Independent-General-Adjuster Exam Overview:

Certification Vendor:New York State Department of Financial Services (NYS DFS) / PSI Services LLC
Exam Name:New York Independent General Adjuster
Exam Number:17-70
Available Languages:English
Exam Format:Multiple-choice questions, Computer-based examination
Exam Price:$40 USD
Related Certifications:New York Independent Casualty Adjuster
New York Independent Fire Adjuster
New York Independent Inland Marine Adjuster
New York Independent Fidelity and Surety Adjuster
New York Independent Automobile Adjuster
New York Independent Accident and Health Adjuster
Real Exam Qty:100
Exam Duration:120 minutes
Certificate Validity Period:Two years
Passing Score:70%
Recommended Training:PSI New York Insurance Candidate Bulletin
New York DFS Insurance Licensing Resources
Exam Registration:PSI New York Insurance Examination Registration
New York State Department of Financial Services - Insurance Licensing
Sample Questions: DOWNLOAD DEMO
Exam Way:Computer-based examination administered by PSI at a test center or through remote proctoring.
Pre Condition:Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination.
Official Syllabus URL:https://test-takers.psiexams.com/api/content/bulletin/7217

Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Commercial Package Policy38%- Commercial Inland Marine
  • 1. Contractors Equipment and Installation Floaters
    • 2. Marine Definition and Conditions
      • 3. Accounts Receivable and Valuable Papers
        • 4. Jewelers Block, Signs and Electronic Data Processing
          - Commercial Policy Components
          • 1. Common Policy Declarations
            • 2. Common Policy Conditions
              - Transportation Coverages
              • 1. Transit Coverage
                • 2. Common Carrier Legal Liability
                  • 3. Motor Truck Cargo
                    Topic 2: Medical Reports and Terminology4%- Injuries, Diseases and Medical Tests
                    • 1. Common Injuries and Diseases
                      • 2. Diagnostic Tests
                        - Basic Human Anatomy
                        • 1. Cardiovascular and Abdominal Systems
                          • 2. Skeletal, Nervous and Respiratory Systems
                            - Medical Terminology
                            • 1. Prefixes, Suffixes and Abbreviations
                              • 2. Medical Specialties
                                Topic 3: Insurance Basics6%- Insurance Contracts
                                • 1. Elements and Characteristics
                                  • 2. Representations, Warranties and Concealment
                                    - Policy Structure
                                    • 1. Limits, Deductibles and Other Insurance
                                      • 2. Subrogation, Salvage and Loss Settlement
                                        • 3. Declarations, Conditions and Exclusions
                                          - Insurance Principles
                                          • 1. Causes and Valuation of Loss
                                            • 2. Insurable Interest and Indemnity
                                              • 3. Hazards, Negligence and Liability
                                                Topic 4: Homeowners Policy10%- Selected Endorsements
                                                • 1. New York Special Provisions
                                                  • 2. Earthquake, Identity Fraud and Home Business
                                                    - Coverage Forms
                                                    • 1. HO-8
                                                      • 2. HO-2 through HO-6
                                                        - Perils, Exclusions and Conditions
                                                        • 1. Perils Insured Against
                                                          • 2. Exclusions and Conditions
                                                            - Property Coverages
                                                            • 1. Dwelling, Other Structures and Personal Property
                                                              • 2. Loss of Use and Additional Coverages
                                                                - Liability Coverages
                                                                • 1. Personal Liability
                                                                  • 2. Medical Payments to Others
                                                                    Topic 5: Dwelling Policy6%- Coverage Forms and Perils
                                                                    • 1. Basic, Broad and Special Forms
                                                                      • 2. Covered Perils
                                                                        - Property Coverages
                                                                        • 1. Dwelling and Other Structures
                                                                          • 2. Personal Property and Loss of Use
                                                                            - Exclusions, Conditions and Endorsements
                                                                            • 1. General Exclusions and Conditions
                                                                              • 2. New York and Selected Endorsements
                                                                                Topic 6: Accident and Health Insurance Basics6%- Types of Coverage
                                                                                • 1. Disability, Medical and Long-Term Care
                                                                                  • 2. Accidental Injury and Sickness
                                                                                    - Accident and Health Claims
                                                                                    • 1. Investigation and Payment of Claims
                                                                                      • 2. Notice and Proof of Loss
                                                                                        - Limited Policies
                                                                                        • 1. Accident-Only and Specified Disease
                                                                                          • 2. Hospital, Dental and Vision Coverage
                                                                                            Topic 7: Personal Inland Marine13%- Personal Effects Floater
                                                                                            • 1. Coverage and Loss Settlement
                                                                                              - Personal Articles Floater
                                                                                              • 1. Scheduled Personal Property
                                                                                                - Personal Property Floater
                                                                                                • 1. Coverage and Eligible Property
                                                                                                  Topic 8: Insurance Regulation6%- Claim Settlement Regulations
                                                                                                  • 1. Unfair Claim Practices
                                                                                                    • 2. Consumer Privacy
                                                                                                      - Licensing Requirements
                                                                                                      • 1. Qualifications and Application
                                                                                                        • 2. Bond and Fingerprinting
                                                                                                          - License Maintenance
                                                                                                          • 1. Assumed Names and Reporting
                                                                                                            • 2. Renewal and Changes
                                                                                                              - Disciplinary Actions
                                                                                                              • 1. Suspension and Revocation
                                                                                                                • 2. Penalties and Cease and Desist Orders
                                                                                                                  Topic 9: Adjusting Losses11%- Claim Settlement
                                                                                                                  • 1. Subrogation, Appraisal and Arbitration
                                                                                                                    • 2. Negotiation and Releases
                                                                                                                      - Claim Investigation
                                                                                                                      • 1. Evidence and Witness Statements
                                                                                                                        • 2. Claim Reporting and Documentation
                                                                                                                          - Property and Liability Losses
                                                                                                                          • 1. Coverage Verification and Loss Evaluation
                                                                                                                            • 2. Estimates, Depreciation and Salvage
                                                                                                                              - Role of the Adjuster
                                                                                                                              • 1. Duties and Responsibilities
                                                                                                                                • 2. Independent, Staff and Public Adjusters

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Exam: Three Versions, Zero Worries

                                                                                                                                  Three versions of the same study materials: a printable, expert-prepared PDF with free demo download and instant access; a Desktop Test Engine for Windows with customizable simulation and timed modes that works offline; and an Online Test Engine for any browser on Windows, Mac, Android, and iOS with test history and performance review. All 107 practice questions are identical across versions. Every purchase includes 365 days of free updates, a 50% renewal discount afterward, and unlimited computer installations.

                                                                                                                                  The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam requires 70% to pass, and registration costs $40 USD. A failed attempt means paying the same fee again — a readiness check with the ITCertMagic engines before booking is the cheaper option.

                                                                                                                                  The NY-Independent-General-Adjuster exam is a Insurance Licensing certification exam validating the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) syllabus shown above. It belongs to these credential paths: New York Independent Accident and Health Adjuster, New York Independent Automobile Adjuster, New York Independent Casualty Adjuster, New York Independent Fire Adjuster, New York Independent Inland Marine Adjuster, New York Independent Fidelity and Surety Adjuster. Candidates in 2026 start with ITCertMagic's 107 practice questions, available as a printable PDF, a Windows Desktop Test Engine, and an Online Test Engine — three versions of the same materials.

                                                                                                                                  ITCertMagic issues a full refund if you take the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam within 60 days of purchase and do not pass. The policy does not apply if the exam is taken within 3 days of purchase, if the exam was never actually taken, or to free materials or expired orders, and the candidate name must match the payer name. Submit a scan of your enrollment slip and the official Score Report PDF within 2 days of the exam; claims are processed within 7 days. Alternatively, exchange for two free exam products of equal value and keep your original update service. Orders arrive by email within 1 minute — contact support if nothing arrives within 2 hours.

                                                                                                                                  The official Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) outline defines 9 domains. The leading three are Medical Reports and Terminology (4%), Adjusting Losses (11%), and Insurance Regulation (6%). The full list is in the topics section above, and ITCertMagic's 107 practice questions cover each one.

                                                                                                                                  Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination. Since requirements change over time, confirm the latest on the official Insurance Licensing exam page before scheduling.

                                                                                                                                  The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam contains 100 to complete within 120 minutes. Timed simulation in the ITCertMagic Desktop Test Engine teaches that rhythm before exam day does.

                                                                                                                                  Insurance Licensing recommends these training resources for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam:

                                                                                                                                  Follow the training with steady self-testing — the 107 practice questions from ITCertMagic help you apply theory and fill any gaps the training leaves.

                                                                                                                                  Computer-based examination administered by PSI at a test center or through remote proctoring. Register for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam through these official channels:

                                                                                                                                  After booking, ITCertMagic delivers your practice questions within 1 minute — preparation starts the same day.

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Fair rental value is found under which coverage part of a dwelling policy?

                                                                                                                                  • A. Coverage E.
                                                                                                                                  • B. Coverage C.
                                                                                                                                  • C. Coverage B.
                                                                                                                                  • D. Coverage D.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).

                                                                                                                                  Which coverage form would a condominium unit-owner purchase?

                                                                                                                                  • A. HO-2
                                                                                                                                  • B. HO-3
                                                                                                                                  • C. HO-4
                                                                                                                                  • D. HO-6
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).

                                                                                                                                  Which of the following is an example of an unfair claim settlement practice?

                                                                                                                                  • A. Disclosing the settlement terms and provisions of the contract of insurance.
                                                                                                                                  • B. Adopting and implementing standards to settle claims in a timely manner.
                                                                                                                                  • C. Replacing a policy when it is in the best interest of the insured.
                                                                                                                                  • D. Delaying the settlement of claims submitted in which liability has become clear.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).

                                                                                                                                  According to the conditions of Commercial General Liability (CGL), what are the insured's duties in the event of an occurrence, claim, or suit?

                                                                                                                                  • A. They must promptly notify the insurer of an occurrence that may result in a claim.
                                                                                                                                  • B. They should provide notice to the insurer of all business matters.
                                                                                                                                  • C. They should cooperate and assist in the investigation of a claim if they feel they can be helpful.
                                                                                                                                  • D. They must provide written notice of a claim or suit within 7 days of an occurrence.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: A  🗳️

                                                                                                                                  Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).

                                                                                                                                  The self-insured portion of an insurance claim is called a

                                                                                                                                  • A. coinsurance.
                                                                                                                                  • B. liability.
                                                                                                                                  • C. principal.
                                                                                                                                  • D. deductible.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).

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