Exam Code: InsNV_Health02
Exam Name: NV Accident and Health
Certification Provider: Insurance Licensing
Corresponding Certification: Nevada Insurance

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Updated: Oct 12, 2026

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Total Questions: 132
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Total Questions: 132
Updated on: Oct 12, 2026
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Insurance Licensing InsNV_Health02 Exam Overview:

Certification Vendor:	Nevada Division of Insurance / Pearson VUE
Exam Name:	NV Accident and Health
Exam Number:	InsNV_Health02
Exam Format:	Two sections: General Knowledge and Nevada Specific, Computer-based examination, Multiple choice
Available Languages:	English
Real Exam Qty:	98 (88 scored + 10 pretest)
Related Certifications:	Nevada Resident Insurance Producer License Nevada Accident and Health Insurance Producer License
Certificate Validity Period:	The examination must be passed within 1 year before applying for the Nevada resident producer license; the Health producer license is subject to the applicable Nevada license renewal period.
Exam Price:	USD 37
Passing Score:	70 scaled score
Exam Duration:	135 minutes
Sample Questions:	DOWNLOAD DEMO
Exam Way:	Pearson VUE computer-based examination available at Pearson VUE test centers and through OnVUE online proctoring. Reservations should generally be made at least 24 hours in advance. The exam consists of 50 scored plus 5 pretest questions in the Accident & Health General Knowledge section and 38 scored plus 5 pretest questions in the Health Nevada Specific section.
Pre Condition:	For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

Section	Weight	Objectives
Nevada Statutes and Codes Common to Life and Health Insurance Only	4%	- Group life and health insurance 1. Required provisions 2. Eligible groups - Advertising - Credit life and health insurance
Nevada Statutes and Codes Common to Life, Health, Property, and Casualty Insurance	20%	- Licensing 1. Renewal and continuing education 2. Termination of license 3. Name of licensee 4. Suspension, revocation, and refusal of license 5. Persons required to be licensed 6. Obtaining a license - Insurance Commissioner 1. General powers and duties 2. Notice and hearings and penalties 3. Examinations - Definitions 1. Domestic, foreign, and alien 2. Premiums 3. Authorized and unauthorized 4. Cost-sharing 5. Transacting insurance 6. Certificate of authority 7. Insurer - Marketing Practices 1. Silver State Health Insurance Exchange 2. Affordable Care Act 3. Fiduciary responsibilities 4. Unfair practices Unfair claims methods and practices and settlement of claims Rebating and inducement Twisting Misrepresentation Fraud Unfair discrimination Defamation 5. Required records and record retention 6. Commissions and payment restrictions - Nevada Life and Health Insurance Guaranty Association
Accident & Health – General Knowledge	50%	- Other Insurance Concepts 1. Primary and contingent beneficiaries 2. Modes of premium payments 3. Tax treatment of premiums and proceeds of insurance contracts 4. Subrogation 5. Dependent children benefits 6. Nonduplication and coordination of benefits 7. Workers Compensation 8. Cost containment 9. Occupational vs. non-occupational 10. Managed care 11. Total, partial, recurrent, and residual disability 12. Owner's rights - Types of Policies 1. Individual and Group Long Term Care Eligibility Levels of care 2. Medical expense insurance Basic hospital, medical, and surgical policies Major medical policies Health Maintenance Organizations Preferred Provider Organizations Point of Service plans Flexible Spending Accounts High Deductible Health Plans and Health Savings Accounts Health Reimbursement Accounts 3. Medicare supplement policies 4. Other policies Dental Vision Cancer Critical illness or specified disease Worksite employer-sponsored Hospital indemnity Short-term medical Accident 5. Group insurance Differences between individual and group contracts General characteristics COBRA 6. Accidental death and dismemberment 7. Disability income Individual disability income policy Business overhead expense policy Business disability buyout policy Group disability income policy Key employee policy - Policy Provisions, Clauses, and Riders 1. Rights of renewability Noncancelable Cancelable Guaranteed renewable 2. Mandatory and optional provisions Entire contract Time limit on certain defenses Grace period Reinstatement Notice of claim Claim forms Proof of loss Time of payment of claims Payment of claims Physical examination and autopsy Legal actions Change of beneficiary Misstatement of age or gender Change of occupation Illegal occupation Relation of earnings to insurance 3. Riders Impairment and exclusions Guaranteed insurability Future increase option 4. Other provisions and clauses Insuring clause Free look Consideration clause Probationary period Elimination period Waiver of premium Exclusions and limitations Preexisting conditions Coinsurance Deductibles Eligible expenses Copayments Pre-authorizations and prior approval requirements Usual, reasonable, and customary charges Lifetime, annual, or per cause maximum benefit limits - Social Insurance 1. Medicaid 2. Social Security benefits 3. Medicare Parts A, B, C, and D - Field Underwriting Procedures 1. Submitting application and initial premium to company for underwriting 2. Policy delivery 3. Completing the application 4. Replacement 5. Explaining policy provisions, riders, exclusions, and ratings 6. Contract law Elements of a contract Insurable interest Warranties and representations Unique aspects of the insurance contract 7. Sources of insurability and HIPAA privacy information 8. Initial premium payment and receipt
Nevada Statutes and Codes Pertinent to Health Insurance Only	14%	- Hospice care - Medicare 1. Medicare supplement regulation 2. Prescription Drug Plan 3. Medicare Advantage Plans - Mandatory policy clauses and provisions 1. Coverage for preventive healthcare services 2. Coverage for newborn children 3. Coverage for physical handicap or intellectual disability for dependent children - Availability of coverage for mental health and treatment of alcohol abuse and drug abuse - Coverage for reconstructive surgery - Long Term Care

InsNV_Health02 Practice Questions: Answers

What are the InsNV_Health02 passing score and exam fee?

The Insurance Licensing NV Accident and Health exam requires a score of 70 scaled score to pass, and the official registration fee is USD 37. Knowing both numbers before you register keeps your preparation budget realistic.

Which InsNV_Health02 exam topics are covered in this practice material?

The Insurance Licensing NV Accident and Health practice questions are organized around the official exam objectives. Key topics include:

Nevada Statutes and Codes Pertinent to Health Insurance Only (14%)
Accident & Health – General Knowledge (50%)
Nevada Statutes and Codes Common to Life and Health Insurance Only (4%)

A systematic pass through these topics covers the syllabus end to end.

Do I need any prior certification before taking the InsNV_Health02 exam?

The Insurance Licensing NV Accident and Health exam is scored on a scale where 70 scaled score is required to pass, and the official exam fee is USD 37.

For a Nevada resident producer applying for the Health line of authority, the candidate must pass the corresponding Nevada Insurance Producer examination. Nevada currently states that prelicensing education is not required for individuals applying for a producer license, although applicants may choose to take a preparatory course. After passing, the license application must be submitted within one year. The Nevada Division of Insurance also requires applicable licensing application, fingerprinting, and background-check requirements.

You can confirm the current eligibility requirements on the official InsNV_Health02 exam page before you register.

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Our experts review the question bank every day, and whenever a new version is released, our system sends it to your email automatically — no request needed. If an update ever seems to go missing, check your junk or spam folder first, since automated messages occasionally land there; contact us if it truly never arrived.

How many questions are on the actual InsNV_Health02 exam, and how much time do I get?

The Insurance Licensing NV Accident and Health exam contains 98 (88 scored + 10 pretest) questions, and you will have 135 minutes minutes to complete them. Practicing under these exact constraints makes the real exam feel like one more rehearsal.

Can I get study advice from experts after buying?

Yes. If anything about the updated material or your preparation is unclear, you can contact our experts directly after purchase. They will work through your question and offer professional advice on how to approach the material, so the product comes with guidance, not just files.

What is the question count in this InsNV_Health02 study package?

This package includes 132 practice questions for the Insurance Licensing NV Accident and Health exam. Every answer is verified by an experienced team of experts, so you can trust what you study.

Insurance Licensing NV Accident and Health Sample Questions:

Question #1

Which of the following statements is CORRECT about a Disability Income policy with a Guaranteed Insurability rider?

A. The insurance company guarantees the premium rate for the life of the policy.
B. The insurance company must exchange the original policy for a new one at the insurability date.
C. The insured may periodically increase the amount of benefits payable under the policy.
D. The insured must periodically provide proof of insurability to the insurance company.

Reveal Solution Discussion 0

Correct Answer: C 🗳️