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Preparing for your first attempt? Make it a prepared one: ITCertMagic equips you with 107 practice questions for the AZ-Insurance-Producer-Life exam and a free demo of the Insurance Licensing AZ-Insurance-Producer-Life material.
Insurance Licensing AZ-Insurance-Producer-Life Exam Overview:
| Certification Vendor: | Arizona Department of Insurance and Financial Institutions (DIFI) / PSI Services LLC |
|---|---|
| Exam Name: | Arizona Examination for Life Insurance Producer (Series 13-31) |
| Exam Number: | AZ-Insurance-Producer-Life |
| Exam Duration: | 120 minutes |
| Related Certifications: | Arizona Insurance Producer License - Accident and Health or Sickness (Series 13-32) Arizona Insurance Producer License - Life, Accident and Health or Sickness (Series 13-33) |
| Exam Format: | Multiple-choice questions, Computer-based examination, Closed-book, Online proctored examination, Test center |
| Available Languages: | English (officially documented exam language not explicitly specified in the current bulletin) |
| Real Exam Qty: | 100 scored questions; 5-10 additional unscored experimental questions may be administered |
| Certificate Validity Period: | The Arizona insurance producer license generally expires on the last day of the licensee's birth month; the initial license term is approximately 3-4 years. Renewal terms are generally 4 years. |
| Exam Price: | USD 50 |
| Passing Score: | 70% |
| Sample Questions: | DOWNLOAD DEMO |
| Exam Way: | Schedule through PSI Services LLC. Available delivery modalities include an in-person test center and an online proctored examination, subject to current scheduling availability and technical requirements. The examination fee is nonrefundable and nontransferable and remains valid for one year from payment. |
| Pre Condition: | Candidates generally must meet Arizona insurance producer licensing eligibility requirements and pass the applicable examination. Arizona generally requires applicants to be at least 18 years old. Prelicensing education requirements should be verified with DIFI. Applicants must submit the required license application within one year after passing the examination. Arizona law limits candidates to four examination attempts within a 12-month period; after four failures, a one-year waiting period applies. |
| Official Syllabus URL: | https://test-takers.psiexams.com/anzins |
Insurance Licensing AZ-Insurance-Producer-Life Exam Syllabus Topics:
| Section | Weight | Objectives |
|---|---|---|
| Topic 1: Insurance Regulation | 5% | - Licensing
|
| Topic 2: Life Insurance Basics | - Life insurance policy provisions, options, and riders
| |
| Topic 3: General Insurance | - Insurance contracts
|
Insurance Licensing AZ-Insurance-Producer-Life Exam: What Candidates Ask
The Insurance Licensing AZ-Insurance-Producer-Life is Insurance Licensing's certification exam for Arizona Department of Insurance, at the Entry-Level Professional License level. It validates skills employers hire for, which is why it can affect your career and future. Related credentials include Arizona Insurance Producer License - Accident and Health or Sickness (Series 13-32), Arizona Insurance Producer License - Life, Accident and Health or Sickness (Series 13-33).
Files arrive by automatic email within a minute of payment — unlimited installations, and 24/7 customer assisting for any login or downloading issues if nothing shows up within 2 hours. If you fail the corresponding AZ-Insurance-Producer-Life exam within 60 days of purchase, you have options: a full refund (send a scanned enrollment slip plus the official Score Report PDF within 2 days of the exam; processed within 7 days), waiting for the next updated version free, or changing to two other equal-value dumps free. Excluded: exams within 3 days of purchase, candidate names that don't match the payer, and free or expired products.
Candidates generally must meet Arizona insurance producer licensing eligibility requirements and pass the applicable examination. Arizona generally requires applicants to be at least 18 years old. Prelicensing education requirements should be verified with DIFI. Applicants must submit the required license application within one year after passing the examination. Arizona law limits candidates to four examination attempts within a 12-month period; after four failures, a one-year waiting period applies. Vendors revise eligibility rules from time to time, so verify the current requirements on the official page (official AZ-Insurance-Producer-Life exam page) before booking.
The Insurance Licensing AZ-Insurance-Producer-Life blueprint covers 3 domains — including General Insurance, Insurance Regulation (5%), Life Insurance Basics. The weightings tell you where to spend your hours; the complete outline above lists every subtopic.
USD 50 per attempt, 70% to pass. A retake bills the full fee again, so prepare smartly: work through the 107 practice questions for the AZ-Insurance-Producer-Life exam at ITCertMagic before you book.
120 minutes for 100 scored questions; 5-10 additional unscored experimental questions may be administered questions. Efficient preparation includes pacing: rehearse timed sets until the clock feels manageable, not menacing.
Yes — download the free Insurance Licensing AZ-Insurance-Producer-Life demo and judge the quality before paying. Purchases include 365 days of free updates, with each latest version emailed to you immediately; renew afterward at 50% off.
Insurance Licensing AZ-Insurance-Producer-Life Sample Questions:
The insured and the primary beneficiary of a life insurance policy were in a car together when they were involved in an accident. The insured was killed instantly and the beneficiary died 10 days later. Which policy provision will protect the rights of the contingent beneficiary to receive the policy benefits?
- A. Facility of payment provision.
- B. Accidental death rider.
- C. Common disaster clause.
- D. Spendthrift clause.
Correct Answer: C 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
The National Do Not Call List Registry guidelines permit a representative of an insurer to make telemarketing calls to consumers who purchased insurance from the company within
- A. 30 months after the purchase.
- B. 24 months after the purchase.
- C. 36 months after the purchase.
- D. 18 months after the purchase.
Correct Answer: D 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
John and Mary are new parents in their twenties, with a large mortgage and monthly expenses. What type of policy would BEST suit their needs?
- A. Term.
- B. Single Premium Whole Life.
- C. Joint Life, Last to Die.
- D. Limited Pay Whole Life.
Correct Answer: A 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
All of the following factors are used in life insurance premium determination EXCEPT
- A. mortality.
- B. interest.
- C. expense.
- D. morbidity.
Correct Answer: D 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
Which of the following best demonstrates the advantage of a Guaranteed Minimum Withdrawal Benefit (GMWB) in an annuity?
- A. Avoiding penalties for early withdrawals
- B. Achieving the highest possible returns
- C. Maximizing tax-free growth of the annuity
- D. Recovering the initial investment during market downturns
Correct Answer: D 🗳️
Explanation: Only visible for ITCertMagic members. You can sign-up / login (it's free).
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