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Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

1. A juvenile life insurance policy is:

A) Available only as decreasing term insurance for a minor
B) Designed to insure the lives of a juvenile's parents
C) Available only for children who are less than five years old
D) A life insurance policy that insures the life of a minor

2. The designation of a beneficiary by class in a life insurance policy means that:

A) A primary beneficiary cannot be designated in the policy
B) The policy must be a form of business life insurance
C) Individual beneficiaries are not specified by name
D) The beneficiaries are unrelated to the insured

3. The liability of the insurer's future obligations to its policyholders is:

A) Surplus
B) Capital account
C) Reserves
D) Contingency fund

4. A life insurance policy becomes incontestable after it has been in force for:

A) 2 years
B) 3 years
C) 6 months
D) 30 days

5. An insurance producer who conducts business under an assumed or fictitious name must:

A) Apply for an additional appointment
B) File the name with the Insurance Administration
C) Post a $10,000 bond
D) Apply for an additional license

Solutions: